Tangem is a high-tech company in the blockchain sector was founded in 2017, headquartered in Zug, Switzerland, with branches in North America, Eastern Europe, and APAC.
Tangem started with the idea of bringing digital assets to the masses using a unique combination of a smartcard-based hardware wallet and mobile applications.
Today, Tangem serves customers in over 220 countries, supporting thousands of digital assets through a single, ultra-secure hardware wallet. Setup takes less than one minute, with no seed phrases, no friction, and no compromise on security. This foundation positions Tangem as one of the few companies capable of bringing self-custody to true mass adoption.
Tangem Pay extends this foundation into real-world finance. It transforms the Tangem Wallet into a full self-custodial payment account, allowing users to seamlessly move from storing value to spending it anywhere cards are accepted globally. The product is live, production-ready, and built to scale across regions, currencies, and regulatory environments.
With Tangem Pay, we are not launching “another crypto card.” We are building the spending layer of a new financial system where self-custody, payments, and global usability converge. The infrastructure is live, the partners are in place, and the roadmap is designed for rapid global expansion.
About the Role
The Product Owner will be responsible for all Tangem Pay (TP) related products, including payment flows, internal tooling, financial rails, and monitoring capabilities.
The role focuses on product execution, reliability, and operational scalability, rather than commercial ownership.
Experience
- Hands-on experience with payment rails and financial infrastructure.
- Experience working with multiple squads in parallel.
- Strong background in API-driven, compliance-heavy systems.
Skills
- Deep understanding of payment systems, settlement cycles, and integration patterns.
- Ability to translate complex technical and regulatory constraints into clear product requirements.
- Strong communication skills across engineering, compliance, operations, and leadership.
- Data-driven approach to defining and measuring product success.
Mindset & Leadership
- Strong ownership mentality focused on delivery and reliability.
- Comfortable operating in ambiguous, fast-changing environments.
- Global mindset with experience working across regions and time zones.
1. Product Delivery & Coverage
- # of Tangem Pay payment schemes and platform components launched (e.g., ACH, SEPA Instant, PIX, UPI, SPEI, internal admin and monitoring tools) within planned timelines.
- Speed to launch new geographies, partners, and platform capabilities (time from partner or scope approval → production go-live).
- API and platform integration quality, measured by depth of supported features and reduction of engineering rework.
2. User Adoption & Platform Usage
- Monthly active users of Tangem Pay payment features across regions.
- Volume and value of transactions executed via Tangem Pay payment rails.
- Conversion rates from onboarding to first successful transaction.
- Cross-product activation (e.g., % of Tangem Pay users adopting multiple payment features; % of wallet users using Tangem Pay payment flows).
3. Operational Excellence
- Transaction success rate (STP – Straight Through Processing).
- Payment and platform failure rates and root-cause reduction over time (e.g., validation errors, compliance blocks, partner outages).
- Average processing time versus scheme and internal platform benchmarks (e.g., SEPA Instant < 10 seconds).
- Reduction of customer support and operations tickets related to Tangem Pay products.
4. Compliance & Risk Performance
- Reuse rate of unified KYC/KYB across Tangem Pay products (minimizing repeated onboarding).
- False-positive reduction in fraud/AML monitoring due to improved data quality and workflows.
- Regulatory incident rate (zero critical compliance breaches; smooth audits with partners).
Why Join Us?
You will build one of the most foundational layers of Tangem’s “Web3 bank” vision — the infrastructure that enables users to move value instantly and globally, regardless of geography or asset type. This role offers the opportunity to build a world-class payments capability from the ground up, shaping a product that will serve millions of users across continents.
What we offer:
- Stability, development, participation in the future unicorn's growth;
- Remote work from anywhere in the world, with a schedule aligned with GMT+3;
- Competitive salary in EURO/USDT;